The method I use to retexture beds is fairly easy, even for a beginner. It is just time consuming. Usually I start on a bed and take a break and continue at other times. That way it doesn't feel like a chore and burn me out. I have no doubt that if you follow my instructions carefully, you will have no problems and end up with a nice bed of your own.

I used PSP 7 for this tutorial, but it should also work with other versions since I didn't really do anything I couldn't in 6.

This tutorial deals strictly in retexturing the bed with some tips on recoloring with the floodfill tool at the end. For my example I have used a single bed because the same method works for the full size beds also. There are a lot of graphics, so please be patient if you have a slow connection, I wanted to make it as easy as possible for beginners. The easiest way to do that was with visuals, because sometimes without visuals you can get lost pretty easy (I know I do lol). I am sure this tutorial could work on retexturing other things as well but I haven't tried it yet. 

So I will shut up now and let you start the fun, lol!

Terms & Tools used in this tutorial
Getting the bed ready.
Retexturing & Shading the bed.
Cutting the bed up.
The bottom & middle...Finishing